What does critical illness insurance cover?
Critical illness insurance provides coverage if you experience one or more of the following medical emergencies:
- Heart attack
- Organ transplants
- Coronary bypass
- Kidney (Renal) failure
How much cash can I receive?
The cash payments which can range from $10,000 to as much as $1 million. They are paid as a single, lump sum payment as soon as the individual is diagnosed with a covered condition.
Some policies will actually provide multiple cash payments. Say you have cancer and survive; you get a cash payment. Three years later, you have a heart attack; another payment. But this varies from insurer to insurer, so be sure to ask if it applies.
How much does critical illness insurance cost?
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