Orlando Insurance Broker
Whether insuring your home, your car, or your business, it pays to stay local!
At Sungate Insurance Agency, we understand the unique benefits—and risks—of living and working in the Sunshine State. So we understand exactly the type of insurance coverages you need to give you the peace of mind you deserve.
Sungate Insurance Agency isn’t an impersonal national insurance company. Our local brokers right here in Orlando work for you. Our job is to help you find the right insurance policies to cover your home and your business. And best of all, because we work with many different insurance companies, we can compare rates to ensure that you get the right insurance coverages at the best possible price.
Learn more about the difference between agents and brokers, and why it pays to work with an independent, local insurance broker.
What’s the Difference Between an Insurance Agent and an Insurance Broker?
Insurance agents work for one insurance company. Their job is to sell you that company’s insurance policies. They can tailor an insurance package based on your requirements, but they can only offer coverages provided by their company.
Insurance brokers work for you. They help you assess your insurance needs, then shop around on your behalf for appropriate coverages. They can get quotes from many different insurance companies and help you choose the coverages and policies that work best for you.
Many people are surprised to learn that the cost to you is actually the same, whether you work with an insurance agent or a broker. The commission—a pre-approved percentage of the premium—is already built into the cost of the policy. But because brokers compare quotes, they can help you save money by finding the policy you want at the most competitive rate.
The Benefits of Working with a Local Broker
Now you understand the benefits of working with an insurance broker in general. So let’s identify some specific reasons why you should choose a local broker, one based right in your community.
- A local broker understands how unique factors in your community and state might impact the type and levels of coverage that you need.
For example, a local broker in Orlando will understand how to insure your home and business against hazards particularly common to Florida, such as hurricanes, wind, and flooding. This is just one example of the type of a local broker’s specialized knowledge of your community that can play a critical role in making sure that your insurance covers the unique risks and hazards in central Florida.
- A local broker’s job is to build a long-term relationship with you.
As the needs of your family and your business change over the years, so will your insurance needs. Rather than simply letting your policies automatically update year after year, your local broker is dedicated to helping your insurance policies grow and change to keep up with your changing needs.
- A local broker is your representative when you need to make a claim.
When you are coping with an emergency, there’s nothing worse than navigating an automated phone system or waiting on hold to speak with a customer service agent. A local broker at a small, independent agency like Sungate Insurance Agency really is just a phone call away when you need assistance.
- A local broker is dedicated to the long-term health and success of your community, just like you.
The fact is, a local broker lives and works in the same community that you do. That means that we are as much dedicated to the success of our community as you are. So when a disaster strikes our community, we will understand the impact of that event on the community and its homes and businesses, just as you will. And we will be there throughout the entire claims process to help you rebuild your home and your business in a timely fashion.
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SunGate Insurance Agency Coverage
Home Insurance, Auto Insurance, Health Insurance, Group Insurance, Property Insurance, RV Insurance, Renters Insurance, Event Insurance, Insurance Bonds, Life Insurance, Business Insurance, Workers Comp, Flood Insurance, Umbrella Insurance and more!
Located in Lake Mary, Florida (serving clients Nationwide and locally in Orlando, Maitland, Heathrow, Longwood, Windermere, Kissimmee, Orange County, Seminole County and surrounding Central Florida areas.