Classic Car Insurance?
Classic Car Insurance: Is It Really Necessary?
We get this question all the time. The answer is simple: yes, classic cars are required to have some level of insurance coverage, similar to standard auto insurance. But there is good news for classic car lovers: classic car insurance is often less expensive because most classic cars are not used for routine, every day driving.
Whether your classic qualifies for a classic car insurance policy will be determined by a number of factors, such as the car’s model year, the number of miles driven annually, and any specialized customizations that have been made to the car.
Is My Car A Classic?
Not every car can be considered a “classic car”; however, there is a fairly comprehensive list of typical vehicles that may qualify for classic car insurance, including:
- Antique or vintage cars
- Antique or classic trucks and sport utility vehicles
- Vintage motorcycles and scooters
- Antique or vintage tractors
- Classic military vehicles
- Modern collector vehicles
- Modified vehicles
- Motorsports vehicles
- Retired commercial vehicles
- Collector trailers
- Vehicles under construction
At SunGate Insurance Agency, our goal is to provide you with the right classic car insurance policy at the right price! Contact us today find the policy that works for you!