SunGate Insurance Agency Blog
Managing a diagnostic lab so it operates smoothly, efficiently, and effectively, is extremely challenging. Potentially thousands of patients are relying on you every day to provide testing results quickly and accurately, while protecting their confidential medical and personal information.
Managing a Diagnostic Laboratory: Know the Risks
Your employees are counting on you to provide a safe working environment that protects them from potential contamination, illness, and accidents. In other words, from an insurance perspective, diagnostic laboratories face a number of unique risks, including (but of course not limited to):
As you’ve probably already guessed just by looking at this (incomplete) list, insurance coverage that will adequately protect your diagnostic lab from financial loss in the unlikely event of an unfortunate accident or harmful incident requires significantly more than most standard businesses, even within the medical community. Instead of trying to understand the risks and determine what types and levels of coverage are appropriate, we recommend working with an independent insurance agent with experience in the medical community and specifically with diagnostic laboratories. A knowledgeable and experienced insurance agent, such as the experts at Sungate Insurance Agency, can develop a comprehensive, flexible, and personalized insurance policy designed to help you keep your diagnostic lab operating at top efficiency!
Insurance Coverages for My Diagnostic Laboratory
When working with diagnostic laboratories to develop an appropriately comprehensive insurance policy, we generally recommend a mix of standard business coverages, medical coverages, and extended coverages specific to diagnostic labs. While the list provided below will give you some idea of the general types of coverages, your policy—including deductibles, coverage limits, etc—will be unique to your specific business.
Standard coverages include:
Medical coverages include:
Extended coverages may include:
Understanding the specific risks of diagnostic laboratory—and making sure you are adequately protect against the worst-case scenarios—can be challenging and stressful. By working with the independent insurance experts at Sungate Insurance Agency, we can help ensure that you get the right coverages at a price that you can afford!
We are the insurance experts at your local insurance company. Contact us today to discuss your diagnostic laboratory insurance needs or to get a free quote!
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Contact SunGate Insurance Agency today learn more about the type of insurance you need. Click here to contact us or call (407) 878-7979.
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