Fraudulent health insurance agents sign up a large number of people quickly by offering them lucrative deals. These insurance providers keep paying small premium amounts and medical claims, but if there is a substantial claim amount or regulators catch them, these illegal companies vanish as if they never existed.
Be aware that if you are getting delayed payments or your service provider is offering too many excuses for the failure to make the payments it may be a sign of trouble.
If you have signed up for these illegal plans, you may be liable for the medical bills of your employees as well.
2. Non-licensed health plans
If the company from which you have bought your health care policy is not licensed by the Insurance Commissioner of Florida, you can be in trouble. If all the protections of insurance regulation do not apply on your service provider, then the company may not be legitimate. In this case your agent provider is scamming you by selling non-licensed health plans.
3. Unusual coverage offered at lower rates
If you are offered an unusual coverage irrespective of your health condition and that too at lower rate and much more benefits in comparison to other insurers, its time for you too hit the panic button. Do not get fooled by the lucrative offer, else you can be taken for a ride. The ‘scamsters’ aim to collect huge amounts as early as possible so, they try to sell maximum number of policies at attractive prices.
To avoid buying fraudulent health insurance it's important to work with a licensed and well-trusted agent in your local community. Contact Sungate Insurance at (407) 878-7979 to talk about health insurance or click here to get a quote.