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4 Tips To Avoid Home Insurance Contractor Scams

A storm can happen any time of the year, people here in Orlando are most wary of storms during hurricane season but severe thunderstorms and tornadoes are also powerful forces of nature that cause widespread destruction any time of year.

As bad atmospheric conditions damage houses, they also bring out the worst in many people. There are scammers out there that introduce themselves as certified home contractors. These people want to get the money from hard-working homeowners.

As reported by the Consumer Federation of America, unsatisfactory work of home construction and improvement is second on the list of consumer complaints in the U.S. The fastest-growing complaints among consumers are the experiences of unlicensed contractors.

Below are some effective tips to help you avoid scammers and lose your hard-earned money.

1. Do your research if the contractor is legitimate.
Get in touch with your local Better Business Bureau to find out if the contractor is really reputable. You can also contact the National Roofing Contractors Association for the same purpose. You can always tell if the contractors are legitimate because they exude professionalism.

2. Your agent is the Ideal person to talk to.
The best thing you can do to avoid contractor scams is to have an open communication with your insurance company. They should have an adjuster or a field representative to be involved throughout the process of your home repair. This critical observation could ward off unscrupulous individuals before they can even start.

3. A Verbal Agreement is a No-No.
Those contractors who prefer to transact business with you with a verbal agreement should be avoided. Also, leave if they just present you with paper with some scribble regarding your home construction. A professional company would give you a formal document that contains every important detail.

4. Use Your Common Sense.
Your first instinct when you meet a contractor should be to ask for their licenses and their company background. They should also tell you if the compensation insurance and liability insurance are included in their certificates of insurance.

In fact, your common sense will tell you to cancel the contract if the contractors who pull up in front of your house came in a shabby truck without any identifiers. A contractor who works for a reputable company should have a well-maintained truck with the name of its company as well as its contact number.

Most home contractors are reliable and honest. As a homeowner, you should always keep your guard up to avoid dishonest home repair tactics. At Velox Insurance, our mission is to ensure that we protect are clients and offer them policies that they can afford. Learn more about our products and services by calling our agency at (407) 878-7979. You can also request for a free quote by Clicking here.

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Contact SunGate Insurance Agency today learn more about the type of insurance you need. Click here to contact us or call (407) 878-7979.

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